From dreaming up your ideal home to tackling decisions about budgets, priorities, and everything in between, the question inevitably comes up: where should I spend and where should I save during a home project?

After years of guiding clients through these decisions—and facing them myself—I’ve picked up on a few key similarities. Here's what I’ve learned from watching my clients and how I approach deciding what’s worth the investment and where to cut back.

Invest in What Lasts

If it’s a foundational element of your home or something you’ll use every single day, it’s worth spending on quality. Think structural work, good windows and doors, and reliable appliances. These aren’t just line items on a budget; they’re the backbone of your home’s functionality and comfort. A high-quality stove or energy-efficient windows might feel like a splurge initially, but they’ll pay you back in reliability and savings over time.

For me, this also includes flooring* and cabinetry. These are high-traffic, high-use elements that endure wear and tear. Choosing durable materials ensures they hold up beautifully and don’t need constant replacement or repairs.

*For those who ask about what type of flooring we have, if you’re inside the Hub it’s listed as a product recommendation.

Looking back, one area I wish we had invested more in is insulation. While we met the standard R-value and our home feels comfortable, we could have taken it further. I’ve heard similar sentiments from clients—the minimum requirements get the job done, but there’s always room to do better for long-term comfort and energy efficiency.

Hold Back on Trendy Features

When it comes to holding back on trendy features, the focus should really be on those high-cost, fixed items that are difficult to change or replace. Tile is a big one—it’s not only expensive but also labor-intensive to remove and redo. Statement lighting, particularly large and costly fixtures, is another area where trends can feel dated quickly. Furniture, like a statement sofa, is another consideration; with the rising costs of quality pieces, it’s worth choosing timeless designs over trendy ones.

Other fixed, costly items to watch out for include:

1. Cabinetry Finishes: Bold or trendy colors on custom or, let’s face it, any cabinetry can feel outdated over time and are expensive to replace. Find out if the material can be repainted (not all can), but keep in mind that can also be costly.

2. Countertops: Natural stone offers timeless beauty, but certain busy veining patterns or vibrant colors may date your kitchen or bathroom. Consider the long-term wear and tear, and choose materials that will last in style and whatever life throws at it.

3. Flooring – While patterned or colorful flooring may seem unique, it could be a hassle to replace later. Think back to the days of the all-grey flooring trend—what once felt modern can quickly become undesirable.

4. Built-in Shelving or Fireplaces – Custom built-ins with ultra-modern or niche designs or elaborate fireplace surround finishes might lose their appeal over time. Opt for more versatile, classic styles that will stand the test of changing tastes.

By choosing classic, versatile designs for these elements, you’re setting yourself up for a home that ages gracefully and saves you money in the long run. Keep the trendy touches for easily replaceable items like pillows, artwork, wallpaper or paint!

Focus on Your Everyday Experience

A good rule of thumb: spend where it will impact your daily life the most. For instance, a cozy, supportive sofa for the living room you use every night is worth the investment. But that “just for show” piece in the formal sitting area? That’s where I hold back.

I also think about lighting—it’s something we often overlook but makes a massive difference in how a space feels. Personally, I think pot lights are overrated. You don't need that many, nor do they need to be in every room. Layer adjustable and indirect lighting for a more warm feeling in your home— it’s always worth the spend. 

Invest in the Beginning

This isn’t just about money—it’s about time. Take the time to truly understand what you want from your home. Once you have a clear vision, don’t settle for a generic stock plan that you’re merely "okay" with. You deserve to LOVE your home, and that starts with a plan you’re passionate about. Work with someone who can bring your vision to life and invest the time needed to perfect it. As an architectural designer, my clients who’ve enjoyed their homes the longest are the ones who made this investment from the start.

Don’t Skimp on What You Love

At the end of the day, your home should make you happy. If there’s a feature or element you’ve been dreaming about—like a statement backsplash, a clawfoot tub, or that dreamy kitchen island—it’s okay to make room in the budget for it. Those splurges often become the heart of your home, the thing that makes you smile every time you walk into the room.

Prioritize What You Truly Need

I’ve often seen clients add features like a laundry room sink or a large bathtub in the ensuite, only to admit they’d rarely use them—“but it’s good for resale,” they’d say. Personally, I think it’s a waste. There are so many people out there that don’t want a bathtub or a laundry sink either. Instead, put that money in something you’ll actually enjoy, like a luxurious shower (or back in your pocket).

Home projects are all about choices. Deciding where to spend and where to hold back isn’t just about saving money; it’s about creating a home that feels right for you and your family—both now and for years to come. 

Ask yourself:

• Does this impact the function or longevity of the home?

• Will this improve my day-to-day life?

• Can I save here without sacrificing quality?

By answering these questions honestly, you can allocate your budget in a way that balances practicality and joy. Trust your instincts, focus on what matters most, and remember that sometimes, a little splurge can go a long way.